The program eOselia in Kyiv: how to buy an apartment under clear rules
09.01.2026

eOselia is about clear terms and a predictable result. At LUCKY LAND, the purchase process under the state program is already well established: the buildings have bank accreditation, the layouts meet the program requirements, and the buyer goes through the entire journey—from the initial consultation to signing the contracts—together with the developer’s team.
Today, more than 300 apartments are available in the project under the eOselia program—in buildings that are either at an active stage of construction or already completed:
- the last ready two-bedroom apartments — down payment from $29,900;
smart apartments — down payment from $14,500.
This is an opportunity to purchase an apartment in Kyiv with a minimal initial payment and a government-fixed interest rate — without hidden fees or unexpected conditions.
Why LUCKY LAND is chosen for living
- 1. A location balancing city and nature
An eco-city next to a pine forest and developed urban infrastructure—everything for living, working, and leisure within one environment.
2. Rational layouts
Full-fledged apartments that are easy to adapt to individual lifestyles and future reconfigurations.
- 3. Quality you feel every day
A+ energy-efficient buildings, well-designed sound insulation, reliable entrance doors that do not require replacement after move-in, large panoramic energy-saving windows—solutions that meet European standards.
- 4. Safety and accessibility
Underground parking with shelter functionality, inclusive design of buildings and the surrounding area, barrier-free entrances, and designer business-class lobbies.
- 5. The “city within a city” format
A residential quarter where everything you need is close by and works as a single, integrated system.
Full eOselia support from the developer
A service that is still rare on the market, but already in place at DIM.
The key advantage of LUCKY LAND is not only the apartments, but comprehensive client support under the eOselia program. We don’t hand you over to the bank—we take the deal through to the result.
- 1. Consultation on program participation
We explain the eOselia terms, borrower and property requirements, and identify potential risks from the start.
- 2. Eligibility assessment
We preliminarily analyze income, family status, and existing property—before the application is submitted.
- 3. Selection of a bank-approved apartment
We offer only layouts with proven approval experience under eOselia.
- 4. Transparent financial calculation
We calculate the down payment, monthly installment, and total financial burden—no fine print.
- 5. Application submission support
We help prepare a correct document package and avoid mistakes.
- 6. Ongoing communication with the bank
We monitor the application status and respond promptly to all requests.
7. Support through contract signing
We explain the loan agreement, purchase agreement, and payment schedule.
8. Deal control through completion
As a result, you receive not just a process, but a completed apartment purchase under the eOselia program.


-d45c4d6a-1a70-43a9-9805-56bb22cc0aae-768x432.webp)